In Loving Memory Of
GRACE
Beloved Wife Of
JAMES HENRY MORGAN
Died 28th Nov 1917, Aged 78 Years
For Ever With The Lord
And JAMES HENRY
Beloved Husband Of The Above
Died 14th March 1920, Aged 72 Years
Reunited
In Loving Memory Of
JANE
Dearly Loved Wife Of
JOHN RICHARDS
Died 7th Dec 1924
aged 80 years
ALSO
JOHN RICHARDS
Beloved Husband Of Above
Died 20th Aug 1925
aged 84 years
Their trials ended, Their rest is won
James & Grave Morgan were the parents of Mary Morgan (1882-1966) who married Ralph Richards, a son of Jane & Jane here
https://www.findagrave.com/memorial/35531818/john-richards